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Monday, December 23, 2013

Important General Awareness Questions for SBI Bank PO Exam

1. The committee on banking regulations and supervisory practices which released the agreed
frame work on international convergence of capital measures and capital standards in July 1988
is popularly known as

(A) Cooks committee

(B) Vaz committee

(C) Basic committee

(D) Jilani committee

(E) None of the above

Answer :- C

2. Which of the following would fall under the category of retails banking?

(A) Personal loans to individuals

(B) Vehicle loans

(C) Home loans

(D) Credit cards

(E) All of the above

Answer :-E

3.The primary function of a central co-operative bank is

(A) To mobilise the resources in the district for financing its members

(B) To channelise the flow of funds from the state Co-operative banks

(C) To mobilise deposit from state government

(D) None of the above

(E) Both (A) and (B)

Answer :-E

4. Which one of the following state assemblies has adopted a resolution demanding economic
sanctions against Sri Lanka?

(A) Kerala

(B) Tamil Nadu

(C) Karnataka

(D) Andhra Pradesh

(E) None of the above

Answer :-B

5. The objectives and functions of TDBI include

(A) To provide technical and administrative assistance for promotion or expansion of industry

(B) To undertake market and investment research and survey technical and economic studies in
connection with development of industry

(C) To act as lender of last result and to finance projects that are in conformity with national
priorities

(D) All of the above

(E) None of the above

Answer :-D

6.Diversification refers to

(A) Entering attractive opportunities

(B) Which are outside the existing businesses of the firm

(C) Both (A) and (B)

(D) Continuing into same businesses

(E) None of the above

Answer :-C

7. For availing home banking facility a Clint should have followings

(A) personal computer

(B) Modem

(C) Telephone line

(D) all of the above

(E) None of the above

Answer :-D

8.Full form of FDMA is

(A) Frequency division multiple

(B) Financial data multiple access

(C) Financial data multiple act

(D) Fund division multiple access

(E) None of the above

Answer :-A

9.The reduction in the statutory liquidity ratio by the reserve bank of India

(A) Will improve the resources of banks

(B) Will augment the resources of scheduled commercial banks

(C) Will not effect the liquidity position

(D) None of the above

(E) All of the above

Answer :-B

10. for availing refinance from IDBI

(A) The industrial unit should not be SSI

(B) Promoter’s contribution should be 25% of project cost

(C) Debt equity ratio should not be more than 2:1

(D) All of the above

(E) None of the above

Answer :-D

11. What are the various types of diversification, generally observed by the business?

(A) Concentric diversification

(B) Horizontal diversification

(C) Conglomerate diversification

(D) All of the above

(E) None of the above

Answer :-D

12. Market can be classified into different types based on

(A) Geographical area

(B) Products

(C) Nature of transaction

(D) Volume of transaction

(E) All of the above

Answer :-E

13. Network can be defined as

(A) A system of communication

(B) Between various computers

(C) Which different users make use of

(D) All of the above

(E) None of the above

Answer :-D

14. Marketing is a

(A) Political activity

(B) Legal activity

(C) social-economic activity

(D) all of the above

(E) None of the above

Answer :-C

25. What are the various stages of product development?

(A) Idea screening

(B) Concept testing

(C) Product development

(D) Test marketing and commercial launch

(E) All of the above

Answer :-E.