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Showing posts with label ibps exam 2014. Show all posts
Showing posts with label ibps exam 2014. Show all posts

Monday, February 10, 2014

IBPS Exams: Reasoning Ability Questions



1. If ' ÷ ' denotes '- ', 'x' denotes '+', '- ' denotes 'x' and '+' denotes '÷', then- 28 X 12 + 4 7 6- 4 = ?
            a) 4
            b) 1
            c) 6
            d) 5
            e) None of these
           
            2. Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group?
            a) 39
            b) 27
            c) 48
            d) 42
            e) 24
           
            3. How many meaningful English words can be formed with the letters MRTA using each letter only once in each word?
            a) None
            b) One
            c) Two
            d) Three
            e) More than three
           
            4. The positions of the first and the fifth digits in the number 53216894 are interchanged. Similarly the positions of the second and the sixth digits are interchanged and so on. Which of the following will be the second from the right end after the rearrangement?
            a) 3
            b) 2
            c) 1
            d) 9
            e) None of these
           
            5. The positions of how many digits in the number 53147926 will remain unchanged after the digits written in the number are rearranged in descending order?
            a) None
            b) One
            c) Two
            d) Three
            e) More than three
           
            6. In a certain code 'GEAR' is written as '5@3©' and 'MOVE' is written as '7$9@'. How is 'ROAM' written in that code?
            a) ©$37
            b) ©3$7
            c) @$37
            d) ©$57
            e) None of these
           
            7. How many such pairs of letters are there in the word HOARDINGS each of which has as many letters between them in the word as in the English alphabet?
            a) None
            b) One
            c) Two
            d) Three
            e) More than three
           
             
             8. P walked 20 metres towards North, took a left turn and walked 10 metres, 'then took a right turn and walked 20
            metres, again took a right turn and walked 10 metres. How far is he from his starting point?
            a) 50 metres
            b) 60 metres
            c) 40 metres
            d) Cannot be determined
            e) None of these
           
            9. In a certain code CHAMPION is written as NBIDMNHO. How is ELECTRON written in that code?
            a) FMDFMNQS
            b) BDKDMNQS
            c) DFMFOPSU
            d) DFMFMNQS
            e) None of these
           
            10. In a row of forty -five boys facing South, T is eighth to the right of H who is tenth from the right end, H is fourteenth to the left of R. What is R's position from the left end?
            a) 21st
            b) 23rd
            c) 24th
            d) Data inadequate
            e) None of these
           
            Directions (11-15) : In each of the questions below are given four statements followed by three conclusions numbered I, II & III. You have to take the given statements to be true even if they seem to be at variance from commonly known facts.
            Read all the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.
           
            11. Statements:
            All booklets are packets. All packets are bottles. Some bottles are cans. Some cans are pitchers.
            Conclusions:
            I. Some pitchers are bottles.
            II. Some cans are packets.
            III. Some bottles are booklets.
            a) None follows
            b) Only I follows
            c) Only II follows
            d) Only III follow
            e) Only II and III follow
           
            12. Statements:
            Some ropes are walls. Some walls are sticks. All sticks are Chairs. All chairs are tables.
            Conclusions:
            I. Some tables are walls.
            II. Some chairs are ropes.
            III. Some sticks are ropes.
           
            a) None follows
            b) Only I follows
            c) Only II follows
            d) Only III follows
            e) Only II and III follow
           
            13. Statements:
            Some rivers are jungles. Some jungles are horses. Some horses are tents. Some tents are buildings.
            Conclusions:
            I. Some buildings are horses.
            II. Some tents are jungles.
            III. Some horses are rivers.
            a) None follows
            b) Only I follows
            c) Only II follows
            d) Only III follows
            e) Only I and III follows
           
            14. Statements:
            Some pens are knives. All knives are pins. Some pins are needles. All needles are chains.
            Conclusions:
            I. Some chains are pins.
            II. Some needles are knives
            III. Some pins are pens.
            a) Only l follows
            b) Only II follows
            c) Only III follows
            d) Only II and III follows
            e) None of-these
           
            15. Statements:
            All fields are ponds. No pond is tree. Some trees are huts. All huts are goats.
            Conclusions:
            I. Some goats are fields.
            II.   No goat is field.
            III. Some goats are trees.
            a) Only l follows
            b) Only II follows
            c) Only III follows
            d) Only either I or II follows
            e) Only either I or II and III follow
           
            Directions (16-20) : Study the following arrangement carefully and answer the questions given below:
            F 4 1 3 % # 0 2 @ R Z © 9 5 B W $ J 8 E P 6 J Y 7 U K Q 8 A M
           
            16. Four of the following five are alike in a certain way based on their positions in the above arrangement and so form a group. Which is the one that does not belong to that group?
            a) 9 B Z
            b) W J 5
            c) 1 % F
            d) P I 8
            e) Q A 7
           

            17. If all the numbers are dropped from the above arrangement, which of the following will be the fourteenth from the right end?
            a) B
            b) P
            c) D
            d) I
            e) None of these
           
            18. How many such consonants are there in the above arrangement, each of which is immediately preceded by a symbol and not immediately followed by a letter?
            a) None
            b) One
            c) Two
            d) Three
            e) More than three
           
            19. Which of the following is the fourth to the left of the sixteenth from the left end of the above arrangement?
            a) D
            b) ©
            c) E
            d) P
            e) None of these
           
            20. How many such numbers are there in the above arrangement, each of which is immediately preceded by a letter and also immediately followed by a letter?
            a) None
            b) One
            c) Two
            d) Three
            e) More than three
           
            Directions (21 to 25) : Study the following information carefully and answer the questions given below :
            P, M, D, A, F, H. R and B are sitting around a circle facing at the center. R is fourth to the right of A who is third to the right of P.M. is second to the left of H who is second to the left of P. D is third to the right of B.
            21. Who is third to the left of H?
            a) M
            b) A
            c) B
            d) F
            e) Data inadequate
           
            22. Which of the following pairs represents the immediate neighbours of B?
            a) FM
            b) AP
            c) MP
            d) AF
            e) Data inadequate
           
            23. If Rand B interchange their positions, who will be the second to the left of M?
            a) B
            b) H
            c) P
            d) Data inadequate
            e) None of these
           
            24. Who is to the immediate right of P?
            a) F
            b) R
            c) B
            d) Data inadequate
            e) None of these
           
            25. Who is to the immediate the right of M?
            a) H
            b) A
            c) D
            d) Data inadequate
            e) None of these
           
            Directions (26-30) : In the following questions, the symbols ∂, #, %, @ and * are used wi.th the following meaning as illustrated below :
            'P # Q' means 'P is neither greater than nor smaller than Q'.
            'P ∂ Q' means 'P is not smaller than Q'.
            'P @ Q' means 'P is neither smaller than nor equal to Q'.
            'P * Q' means 'P is not greater than Q'.
            'P% Q' means 'P is neither greater than nor equal to Q'.
            Now in each of the following questions assuming the given statements to be true, find which of the three conclusions I, II and III given below them is/are definitely true and give your answer accordingly.
           
            26. Statements: D % F, F @ H, H * N,
            Conclusions:
            I. N @ F
            II. D % N
            III. H % D
            a) None is true
            b) Only I is true
            c) Only II is true
            d) Only III is true
            e) Only I and II are true
           
            27. Statements: B ∂ D, D % T, T * M
            Conclusions:
            I. B @ T
            II. M @ D
            III. B @ M
            a) Only I is true
            b) Only II is true
            c) Only III is true
            d) Only II and III are true
            e) None of these
           
            28. Statements: K # W, M @ W, R ∂ M
            Conclusions:
            I. K % M
            II. W % R
            III. R @ K
        
            a) Only I and II are true
            b) Only I and III are true
            c) Only II and III are true
            d) All I, II and III are true
            e) None of these
           
            29. Statements: M @ K, K ∂ T, T # J
            Conclusions:
            I. J # K
            II. M @ J
            III. J % K
            a) Only I is true
            b) Only II is true
            c) Only III is true
            d) Only either I or III is true
            e) Only either I or III and II are true
           
            30. Statements: R * N, N % B, B # T
            Conclusions:
            I. B @ R
            II. T @ N
            III. R % T
            a) Only I and II are true
            b) Only I and III are true
            c) Only II and III are true
            d) All I, II and III are true
            e) None of these
           
            Directions (31-34) : In each question below is given a statement followed by two assumptions numbered I and II. An assumption is something supposed or taken for granted. You have to consider the statement and the following assumptions and decide which of the Assumptions is implicit in the statement.
            Give answer a) if only Assumption I is implicit.
            Give answer b) if only Assumption II is implicit.
            Give answer c) if either Assumption I or Assumption II is implicit.
            Give answer d) if neither Assumption I nor Assumption II is implicit.
            Give answer e) if both Assumptions I and II are implicit.
           
            31. Statement:
            The biggest private airline decided to increase the number of flights between cities A and B to 10 flights every day.
            Assumptions:
            I. Other private airlines may also increase the frequency of daily flights between cities A and B.
            II. There may be adequate passenger load on all the flights of the biggest private airline even after increased frequency.
           
            32. Statement
            Majority of the employees of the organization decided to join with their family the overnight picnic funded by the organization.
            Assumptions:
            I. The management of the organization may not welcome the employee’s enthusiasm.
            II. The management of the organization may provide adequate funds for the picnic.
           
          
           33. Statement:
            Many residents of the locality decided not to attend the cultural function organized by the local club to protest against the club's limited invitations.
            Assumptions:
            I. The local club many cancel the cultural function.
            II. The local club may stop all its activities.
           
            34. Statement:
            Govt. has announced a relief package for all the drought hit farmers in the country and advised the state Govts. to put in a mechanism for disbursement.
            Assumptions:
            I. The state Govts. may be able to put in place the system for disbursement of Govt. relief to the affected farmers.
            II. Govt. may be able to identify all the farmers affected by drought in the country. 


35) Based on the following statements, which is the correct conclusion drawn.

Only gentlemen can become members of the club. Many of the members of the club are officers. Some of the officers have been invited for dinner.

A.    All the members of the club have been invited for dinner

B.    Some of the officers are not gentlemen

C.    All gentlemen are members of the club

D.    Only gentlemen have been invited for dinner




           
            Directions (36-40) : Below in each question are given two statements (A) and (B). These statements may be either independent causes or may be effects of independent causes or a common cause. One of these statements may be the effect of the other statement. Read both the statements and decide which of the following answer choice correctly depicts the relationship between these two statements.
            Mark answer a) if statement (A) is the cause and statement (B) is its effect.
            Mark answer b) if statement (B) is the cause and statement (A) is its effect.
            Mark answer c) if both the statements (A) and (B) are Independent causes.
            Mark answer d) ·if both the statements (A) and (B) are effects of independent causes.
            Mark answer e) if both the statements (A) and (B) are effects of some common cause.
           
            36. (A) The local traders association urged all its members to shut their establishments for two days and participate in the protest march.
            (B) Govt. has recently cancelled licenses of many traders in the locality as they did not pay their taxes in time.
           
            37. (A) Govt. has increased the procurement price of khariff crops by about ten percent for the current year.
            (B) Inadequate monsoon rainfall has created a drought like situation in many parts of the country.
           
            38. (A) The Govt. has recently lifted ban on import of sugar for selling in the retail market.
            (B) The prices of sugar in the retail market have stabilized after a considerable gap.
           
            39. (A) Many vehicles met with accidents during the last fortnight at the major junction on the main arterial road in the city.
            (B) The automatic signaling system at the major junction of the arterial road of the city has not been working during the past fortnight.
           
            40. (A) The English medium school in the locality has decided to admit only those students who reside in the area where the school is located from the next academic session.
            (B) Many schools· in the city admit students residing anywhere within the city limit.
           
          

Saturday, February 8, 2014

IBPS Exams: Current Affairs 7th February 2014


HCL Corp’s entry in healthcare sector

 

Vodafone had become India’s first telecom player to be fully owned by a foreign company following approval of company’s FDI proposal by the Cabinet Committee on Economic Affairs (CCEA)

 

U K Sinha: two more years as Sebi chief


Malala nominated for 'Children's Nobel'


Production of Maruthi 800 Stopped


AIMA Brand Performance Award Achieved by Amul


Majithia Wage Board Recommendations should be implemented

 
Helpline facility to Foreign Nationals by Delhi Police

 
Google Greets Sochi Games


SC directs NTPC not to cut power supply to BSES in Delhi till 26th March





Thursday, February 6, 2014

IBPS Exams: Current Affairs 5th February 2014




Binny decides to withdraw support to Delhi Govt


 US Congressman Crowley honoured by Indian-Americans 


New Executive Director of Southern Region Air India is Meenakshi Dua


Satya Nadella will Earn $ 4.8 Million in Current Financial Year


Pietersen’s international career ended by ECB

Best Roasters Gold Award 2014 won by Bayar’s coffee


New Executive Vice Chairman of Syntel is Prashant Ranade


New CEO and President of Syntel is Nitin Rakesh

Chinappa notches Winnipeg Open title


Entire Chemical Arsenal destroyed by Libya Government

Wednesday, February 5, 2014

IBPS Exmas: Reasoning Ability Previous Papers



1. If 'M' denotes '+', 'N' denotes '÷', R' denotes '-' and Q denotes 'x' then- 15 M 12 Q 5 R 40 N 8 = ?
            a) 70
            b) 130
            c) 45
            d) 60
            e) None of these
           
 2. How many meaningful English words can be formed using the third, fifth, ninth and eleventh letters of the word
            'COMMANDMENT’ using each letter only once?
            a) None
            b) One
            c) Two
            d) Three
            e) More than three
           
            3. Seema correctly remembers that she took leave after 21st October and before 27th October. Her colleague Rita took leave on 23rd October but Seema was present on that day. If 24th October was a public holiday and 26th October was Sunday, on which day in October did Seema take leave?
            a) 22nd October
            b) 25th October
            c) 22nd or 25th October
            d) Data Inadequate
            e) None of these
           
            Directions (4-5): The following questions are based on the· five three letter words given below.
            PUN SAD CRY FOE STY
            If each of the words is rearranged in alphabetical order then -
           
            4. If it is possible to make only one meaningful English word using each letter only once, from the first letters of each of the five words after the letters of each word are rearranged in alphabetical order, the last letter of that word is your answer. If more than one word can be formed, 'X' is the answer and if no such word can be formed then 'W' is the answer.
            a) E
            b) N
            c) X
            d) W
            e) S
           
            5. How many words will remain unchanged even after their rearrangement in alphabetical order?
            a) None
            b) One
            c) Two
            d) Three
            e) More than three
           
            6. How many pairs of letters arc there in the word 'VERIFIED' each of which has as many letters between them in the word as in the English alphabet?
            a) None
            b) One
            c) Two
            d) Three
            e) More than three
           
            7. The fare paying capacity of people who travel on routes connecting to small towns is very low. Most successful airlines which operate in such regions have a large number of seats. Which of the following can be inferred from the above information?
            a) Regional airlines are quite profitable.
            b) People from cities are increasingly travelling to small towns.
            c) Regional airlines have to charge low fares in order to be profitable.
            d) The number of people travelling from small towns to cities is massive
            e) None of these
           
            8. If 'A x  D' means 'A is the sister of D', 'A+ D' means 'D is the daughter of A' and 'A+ D' means 'A is the mother of D', then how will N is the aunt of M be denoted?
            a) M + L N
            b) M ÷   L + N
            c) L x N -7 ÷ M
            d) N x L ÷ M
            e) None of these
           
            9. M earns more than X and less than T. V earns more than M and T. R earns more than only X. Who earns the least among the five of them?
            a) X
            b) V
            c) M
            d) Cannot be determined
            e) None of these
           
            10. The Court has stayed proceedings against the stockbroker. He can now return to the country. Which of the following can be assumed from the given information?
            a) The stockbroker is innocent.
            b) The police cannot arrest the stockbroker.
            c) The judge has been bribed.
            d) Complaints filed against the stockbroker have been withdrawn.
            e) None of these
           
            Directions (11-15) : Read the following passage carefully and answer the questions given below it.
           
            A, B, C. D, E, F, G and H are sitting around a circular table, facing the centre. A sits third to the left of C and second to the right of E. B sits second to the right of D who is not an immediate neighbour of E. H sits second to the left of F. G is not an immediate neighbour of D.
           
            11. Which of the following pairs has only person sitting between them, if the counting is done in clockwise direction?
            a) F, G
            b) H, G
            c) H, C
            d) H, B
            e) None of these
           
            12. Who sits third to the right of E?
            a) D
            b) G
            c) F
            d) B
            e) None of these
           
            13. What is the position of G with respect to A's position?
            a) Immediately to the right
            b) Second to the left
            c) Third to the right
            d) Third to the left
            e) Fourth to the right
           
            14. Who sits between E and A?
            a) F
            b) D
            c) G
            d) B
            e) None of these
           
            15. Starting from A's position, if all the eight are arranged in alphabetical order in clockwise direction, the seating position of how many members (excluding A) would-remain unchanged?
            a) None
            b)   One
            c) Two
            d) Three
            e) Four
           
            Directions (16-23): In each of the questions below are given four statements followed by four conclusions numbered I, II, III and IV. You have to take the given statements to be true even if they seem to be at variance from commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.
           
            16. Statements: Some Stoves are ovens.

            All ovens are cylinders.
            Some engines are stoves.
            Some metals are cylinders.
            Conclusions:
            I. Some ovens are metals
            II. Some cylinders are stoves.
            III. Some ovens are engines.
            IV. No engine is cylinder.
            a) None follows
            b) Only II and IV follow
            c) Only II and III follow
            d) Only III follow
            e) Only II follows
           
            17. Statements:
            Some cars are buses
            Some buses are trains.
            All aero planes are trains.
            All trucks are buses.
            Conclusions:
            I. Some aero planes are trucks.
            II. Some cars are trains.
            III. Some trucks are aero planes.
            IV. No truck is train.
            a) None follows
            b) Only II and IV follow
            c) Only III and IV follow
            d) Only I and III follow
            e) None of these
           
            18. Statements:
            Some tools are hammers.
            All tools are trees.
            Some trees are flowers.
            No hammer is flower.
            Conclusions:
            I. All hammers are tools
            II. No tool is flower.
            III. Some hammers are trees.
            IV. Some flowers are tools
            a) None follows
            b) Only I and either II or IV follow
            c) Only II and IV follow
            d) Only Ill follows
            e) None of these
           
            19. Statements:
            Some bags are pockets.
            Some pockets are trousers
            All skirts are pockets.
            Some belts are bags.
            Conclusions:
            I. Some trousers are belts.
            II. Some skirts are bags.
            III. No trouser is belt.
            IV. Some skirts are trousers.
            a) All follow
            b) Only II and IV follow
            c) Only III follows
            d) Only either l or III follows
            e) None of these
           
            20. Statements:
            Some cats are tigers.
            All lions are cats:
            Some horses are lions.
            All horses are animals.
            Conclusions:
            I. Some lions are tigers.
            II. No horse is tiger.
            III. Some horses are cats.
            IV. Some horses are tigers.
            a) None follows
            b) Only III follows
            c) Only II and IV follow
            d) Only III and either II or IV follow
            e) None of these
           
            21. Statements:
            Some clocks are radios.
            No radio is laptop.
            Some fridges are clocks.
            Some clocks are laptops.
            Conclusions:
            I. Some fridges are laptops.
            II. No radio is fridge.
            III. Laptops are either fridges or clocks.
            IV. No laptop is fridge.
            a) Only II follows
            b) Only IV follows
            c) Only either I or IV follows
            (4} Only III follows
            e) None of these
           
            22. Statements:
            Some notes are coins.
            Some papers are plastics.
            All coins are papers.
            No note is cardboard.
            Conclusions:
            I. Some notes are papers
            II. Some coins are plastics.
            III. No paper is cardboard
            IV. No note is plastic.
            a) Only 1 follows
            b) Only I and II follow
            c) Only I and III follow
            d) All follow
            e) None of these
           
            23. Statements:
            All stools are desks.
            No desk is shelf.
            All shelves are cupboards
            Some cupboards are mirrors.
            Conclusions:
            I. No mirror is shelf.
            II. No stool is shelf.
            III. No cupboard is desk.
            IV. No mirror is desk.
            a) None follows
            b) Only II & Ill follow
            c) Only II follows
            d) Only II, III and IV follow
            e) None of these
           
            Directions (24-28) : Study the following arrangement carefully and answer the questions given below.
            M ? 2 D B 7 A 4 * 9 6 $ T + N 5 @ V E W # U 8 F © 3
           
            24. How many such prime numbers are there in the given arrangement each of which is immediately followed by a symbol and preceded by a consonant?
            a) None
            b) One
            c) Two
            d) Three
            e) More than three
           
            25. If the places- of the symbols are interchanged with those of the numbers immediately following them in the given arrangement then which of the following will be the eleventh from the right end?
            a) V
            b)@
            c) 5
            d) N
            e) None of these
           
            26. Which of the following is the seventh letter to the left of #?
            a) A
            b) N
            c) T
            d) B
            e) None of these
           
            27. What should come in place of the question mark (?) in the following series based on the above arrangement?
            2 7 B 4 6 9 T 5 N ?
            a) @WE
            b) 5EV
            c) VU#
            d) V#W
            e) None of these
           
           
            28. If the symbols and numbers are dropped from the given arrangement and then the letters are rearranged in alphabetical order which of the following will be the sixth from the left end?
            a) M
            b) F
            c) N
            d) E
            e) None of these
           
            Directions (29-33): Below in each question are given two statements (A) and (B). These statements may be either independent causes or may be effects of independent causes or a common cause. One of these statements may be the effect of the other statement. Read both the statements and then decide which of the following answer choice correctly depicts the relationship between these two statements.
            Mark answer a) if statement (A) is the cause and statement (B) is its effect.
            Mark answer b) if statement (B) is the cause and statement (A) is its effect.
            Mark answer c) if both state merits (A) & (B) are independent causes.
            Mark answer d) if both statements (A) & (B) are effects of independent causes.
            Mark answer e) if both statements (A) & (B) are effects of some common cause.
           
            29. (A) There has been mass recruitment by IT professionals by Indian IT companies.
            (B) Many developed countries are increasingly outsourcing IT related functions to India and China.
           
            30. (A) Many farmers have given up jute cultivation as it is no longer economically viable.
            (B) The textile ministry has proposed a hike in the Minimum Support Price of jute.
           
            31. (A) The government is considering charges in the Land Acquisition Act.
            (B) Several large infrastructure development projects have been stalled due to unavailability of land
           
            32. (A) The Government is considering the possibility of involving private sector companies in highway construction projects.
            (B) The implementation of many highway projects undertaken by government agencies is behind schedule in various states.
           
            33. (A) The price of aircraft fuel has risen during the past few months.
            (B) Many passenger airlines in India have been forced to cut their air fares by about 10 percent.
           
            Directions (34-40) : In each
            question below is given a group of letters followed by four combinations of digits/symbols numbered a), b), c) and d).
            You have to find out which of the combinations correctly represents the group of letters based on the following coding system and the conditions that follow and mark the number of that combination as your answer:

            If none of the combinations correctly represents the group of letters, mark e) i.e. 'None of these' as the answer.
            Letter: W R A P G B M U S E F T N U
            Digit/Symbol Code: $ S ! 2 7 # 9 @ ? 5 B  4 * 6

            Conditions: (i) If the middle letter is a vowel, the codes for the first and the fourth letters are to be interchanged.

            (ii) If the first two letters are consonants, the first letter is to be coded, no code may be given to the second letter and the remaining three letters are to be coded.
           
 (iii) If the first letter is a vowel and the last letter is A consonant both are to be coded as the code for the consonant.
           
            34. NEA.ST
            a) ?5! *4
            b) ?5!4*
            c) 4*!5?
            d) 4*!5?
            e) None of these
          

            35. DAEWP
            a) 6!5$2
            b) $!562
            c) 6!52$
            d) $265!
            e) None of these
           
            36. PEFTG
            a) 25~42
            b) 2~4G5
            c) 25~47
            d) 47~2-5
            e) None of these
           
            37. SMGBE
            a) ?975#
            b) 97#51
            c) ?97#5
            d) ?#79?
            e) None of these
           
            38. UGREN
            a) *785@
            b) *785*
            c) @785@
            d) @85*7
            e) None of these
           
            39. RBMFN.
            a) 8#9~4
            b) ~*98#
            c) 89~*#
            d) 8#9~*
            e) None of these
           
            40. MUTWA
            a) 9@$4!
            b) 94$!@
            c) 94@!$
            d) 9@4$!
            e) None of these
           
            Directions ·(41-50) : Study the following information carefully and answer the questions which follow.
           
            A bank is disbursing educational loans to meritorious students. Loans will be made available to applicants who possess the following criteria. The candidate must-
            (i) be a citizen of India.
            (ii) have secured admission to a postgraduate course (Masters or P.G. Diploma) offered by an Indian or foreign university in India.
            (iii) have secured 60 percent marks in the entrance examination for the course.
            (iv) have secured (property a) LIC policy) equivalent to the loan amount.
            However if the applicant fulfills the above mentioned criteria except-
            (A) at (ii) above the case may be referred to the Loan committee.
         
            (B) at (iv) above guarantee of a third party who has an account with the bank may be obtained.
            Mark answer a) if the loan is to be sanctioned.
            Mark answer b) if the loan is to be rejected.
            Mark answer c) if the loan is to be referred to the loan committee.
            Mark answer d) if guarantee from an account holder is needed.
            Mark answer e) if the data provided is inadequate to take a decision.
           
            41. Shruti has secured admission to MNV University in Chennai for a postgraduate degree in management. She obtained 65 percent in the entrance test for the course. She has an Indian passport.
           
            42. Milind has applied and secured admission for a postgraduate degree in advertising at MIC University Ahmedabad.
            He has an LIC policy equivalent to the loan amount. He secured 70 percent in his graduation and is an Indian citizen.
           
            43. Prakasli has appl.ied for a postgraduate course in IT and Animation which will commence from January in Kolkata.
            He has secured admission to the course having obtained 60 percent in the written entrance test. His uncle who has an account with the bank is willing to stand guarantor.
           
            44. Anil is an Indian Science graduate who has secured admission for a Masters degree in Computer Science from a prestigious Indian University. He stood first in the entrance test with 82 percent marks. His family is willing to use their house, which is equivalent in value to the loan amount, as security. He will stay with his uncle in Dubai during the course.
           
            45. Nikhil's part time P.G. Diploma in Management will begin in December. He secured 65 percent in the All India entrance exam and has secured admission to a college in Mumbai. He has requested a transfer for the duration of the course. He has an LIC policy equivalent to the loan amount. Nikhil holds an Indian passport.
           
            46. Maria secured 75% in the entrance exam to NVT College Pune and has obtained admission. An Indian national she has the necessary property to offer as security for the loan amount. The duration of her undergraduate degree course in Computer Applications is 3 years.
           
            47. Deepa obtained 70 percent in her engineering entrance examination I  Masters and has secured admission to the college of her choice. She has an LIC policy equivalent in value to the loan amount. Her interview to obtain a visa for her course in the U.S. is on November 25. She is an Indian citizen.
           
            48. Sudhir has applied for a postgraduate degree in Pharmacy at Ali India Institute at New Delhi. He is an Indian citizen and having secured 60 percent in his entrance exam, he has been granted admission. He does not have any property to use as security. His father who has an account with the bank is willing to guarantee the loan.
           
            49. Anandi has secured admission for a P.G Diploma in Management at a University in Allahabad with 72 percent in the entrance examination. She has an LIC policy amounting to the loan amount. She is an Indian citizen.
           
            50. Ravi has obtained admission to the Indian Institute of Research at Chandigarh for a Masters in Mathematics offered only to Indian citizens. He secured 68 percent in the entrance test. He does not have any security against the loan.
            However his employer who has an account with the bank is willing to guarantee the loan.